Meet Andy

Hi, my name is Andy Farrell and I’m on a mission to help business owners take control of their financial future. Before launching Farrell Financial, I spent years in the corporate finance world, but I’ve always had a passion for small business — and I knew I wanted to be a business owner myself someday.

My career started at Capital One, where I worked in commercial credit underwriting. I analyzed cash flow and determined creditworthiness for middle-market businesses, then moved into roles where I supported high-level executives with financial scenario planning — helping them see how different decisions could impact their bottom line.

After that, I joined FIS, a financial technology company, as part of a team supporting the fastest-growing section of the business. I did a lot of Financial Planning & Analysis (FP&A) work, but what I loved most was building financial business cases for new product ideas, helping leaders figure out which opportunities had the highest potential.

As much as I enjoyed that work, I realized that small business owners — the backbone of our communities and economy — weren’t getting the same level of financial support. I talked with a lot of owners before starting Farrell Financial, and I kept hearing the same thing:

• They didn’t fully understand their numbers.

• They weren’t sure what was working and what wasn’t.

• They had no clear plan or way to track progress.

• They were unsure of their next move.

This is exactly what my entire career had prepared me to do, and I knew I could make a real difference. So, I took the leap and started Farrell Financial to bring high-level CFO services to small businesses, helping owners gain clarity, confidence, and control over their finances.